Travelers insurance in Minnesota

Do you know Magellan, Columbus, captain James Cook (not to be confused with captain James Hook - former has discovered and mapped half the world, the latter lacked a limb and tried to kill a magic flying infant) have in common? They all had been insured with what you could call a travelers insurance. So when you go and get your travelers insurance in Minnesota, you shouldn’t feel less of a hero, but in fact much more so. There is not much land to discover though, so if you want to make a contribution to the world science you should probably pick something like biology of quantum physics.