Flood insurance in Colorado
The reason this type of insurance stands alone is that it is governed separately through the federal program. It a common misconception that whenever a flood is going to cause damage to your house and to your personal belongings it will all be taken care of by a standart homeowners insurance plan, which is, sadly for those who believe in that while water slowly fills their basements, not true. In order to protect your possessions from such a disaster you should get additional separate flood insurance in Colorado. It costs about $1 a month and adds up to the sense of security of your home.